Car Insurance while driving abroad

A trip abroad can be exciting. But, if you are planning to take your car along with you, or if you wish to hire a car when you are abroad, you must ensure that you have a proper car insurance policy. You should be aware of the car insurance laws of the country you are travelling to. Chances are that you are already covered by the policy that you hold in the UK, especially if you are travelling to a country within Europe.

However, the cover that you get in the foreign land may not be a comprehensive one. In most cases, you will be covered against the road accidents (i.e. third party cover), but in case of theft of your vehicle, your claim may not be paid off. Also, you will not be covered for the legal expenses that you may incur during your stay.

For the convenience of drivers travelling abroad, the system of Green Cards had been introduced. This card acts as a proof that you have minimal car insurance in any of the countries in Europe. However, in the recent years, many of the countries have changed their laws regarding Green Cards. For example, you do not need a Green card, if you are travelling to France.

Apart from it, if you need additional cover, then you need to approach your insurance company. They will give you the details regarding the policy you require and the rates for the same. If you are going for a short visit, then you can opt for a temporary insurance policy for the country you are visiting to. You can even get some added protection to your files, if you feel the need for the same. 

Before doing the above, you should have a look at look at the current policy that you hold for your vehicle. Chances are that car insurance for the other countries within Europe is already covered by it. Also, there may be an option in the policy, using which you can obtain cover for your car outside the UK, by making some extra payment. You should always check your policy thoroughly and then, go for only those covers you require that have not been covered by the policy you currently hold.

Thus, if you start off the research about your insurance well in advance, you should not have any trouble regarding the insurance of your car, when you are travelling abroad. For more information visit our websites http://www.swiftcover.com/ or  http://compare1.co.uk/swiftcover-insurance